Helping Homeowners Borrow Smarter

Navigate the mortgage process with ease and confidence. Our team is dedicated to finding a mortgage deal that suits you best.

Quick and Easy Mortgage Quoting

Introducing Niche, your trusted mortgage broker in the UK. We specialise in smart mortgages that cater to your unique needs. Whether you're a first-time buyer or a property owner looking to remortgage, our expert team is here to guide you every step of the way. With our extensive network of lenders, we ensure you get the best deals and rates tailored to your financial goals. Experience hassle-free mortgage solutions with Niche and make your dream home a reality.

Standout mortgage services

We help our customers make savings on their monthly mortgage payments

We work hard to find a solution for our customers which are affordable

Customer satisfaction

Our customers love the attention we give them

Over £85 million in mortgages arranged over the last 5 years

We have arranged over £85 million in mortgages and loans for our customers over the last 5 years with several different mortgage lenders.

Our Services

Large Brick Townhouse

Mortgage advice and assistance

Get expert guidance and support throughout the mortgage process.

Top modern flat of a block of flats

Mortgage comparison and analysis

We analyse and compare mortgage options to find the best deal for you.

A bright living room

First-time buyer assistance

Tailored advice and support for first-time home buyers to navigate the process smoothly.

Two women in an office one of the phone

Remortgaging solutions

Unlock opportunities to switch your existing mortgage to a better deal.

Large country House

Buy-to-Let expertise

Guidance for purchasing properties for rental purposes, with a focus on maximizing returns.

Row of town houses

Experts in arranging second or secured charge lending

Explore options for getting the finance you need which may be the sourcing of a secondary mortgage and leave the main mortgage in place

About us

Welcome to Smart Mortgages from Niche, your trusted mortgage broker in the UK. With years of experience and a dedication to finding the best mortgage solutions for our customers, we are here to help you navigate the complex world of home financing.

Our team of experts is committed to providing personalised service and tailored advice to ensure that you secure the right mortgage for your needs. Whether you are a first-time buyer or a property owner looking to remortgage, we are here to guide you every step of the way.

Couple standing in a kitchen

Personalised Mortgage Guidance

Our expert mortgage advisors provide personalised guidance to help you navigate the complex world of mortgages. From initial consultation to mortgage completing, we are here to support you every step of the way.

Couple standing in a kitchen

Mortgage Calculators

Overpayment Calculator

Repayment Calculator

Stampduty Calculator

Woman with brown hair

Smart mortgages from Niche have been great in helping me find the right mortgage for my particular needs. And they were a pleasure to work with: knowledgeable, professional, responsive and customer - focused. I would use their services again.

- Mr & Mrs J

The legal stuff

Smartmortgages4U is a trading name of Niche Financial Solutions LLP.

Authority, (FCA) 708467.

Niche Financial Solutions LLP, Registered in England and Wales. Company Registration Number OC349588. Registered office: 1st Floor, 3 Newbridge Square, Swindon, SN1 1HN

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Depending on your circumstances we will charge a fee for any advice we give you and for arranging your mortgage. Currently our average fees are 1.4% of the mortgage advance for a first charge mortgage and 2.2% of the loan advance for a second charge mortgage. (correct as of March 2024).

The overall cost for comparison is from 5.6% to 19.1% APRC for a first charge mortgage and from 7.1% to 15.1% APRC for a second charge mortgage.

Location

3 Newbridge Square Swindon SN1 1HN

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Get in touch

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